About us

Our Story

When deciding on a name for their new financial services firm, partners Josh Bach and Ryan Botner wanted to choose something that signified the concepts of community, history and strength. This led them to think about the Red River of the North. A fixture in the area, the river stood as something to aspire to be like.

As an established practice in the Fargo-Moorhead area, Red River Financial Group LLC is committed to growth. “We want to create a culture that enriches the lives of our clients,” says Ryan, “while attracting and retaining exceptional financial professionals to meet our clients’ needs.” Red River is committed to doing what is right for their clients and future generations. They take the time needed to listen to your dreams and wishes for yourself and your family. No matter what your financial needs are, Red River Financial Group, LLC has the professionals with the knowledge and experience to partner with you to build a strategy to help you achieve your goals and create your legacies.

We seek to grow alongside you.


Core Values


Proactivity, embracing high expectation, tenacity, sense of urgency


Integrity, reliability, follow through, accountability


Embracing change, growing, pushing your limits, be innovative


Communication, positive attitude, support, fun


Josh Bach


(701) 866-6241

After more than decade in financial services, Josh has established himself as a “go-to” advisor his clients can trust to give them straight answers to their planning questions and help them set up solid, coordinated financial strategies. Josh assists individuals, families and business owners with income protection, retirement and estate planning. He stays in contact with his clients to provide the guidance they need to keep up with the changes in their lives. Josh sits on the Board of Directors for the Spartan Youth Basketball Association in North Fargo, and resides in the area with his wife Beth and their four children.
Josh has established himself as a “go-to” advisor his clients can trust.

Brady Roehl

Vice President of Business Development for Josh Bach

(701) 200-6243

Brady's goal is to make the Fargo Moorhead community even better than it is by working with one person, couple, or business at a time. Brady grew up in Appleton, WI, went to school at the University of Wisconsin - Milwaukee, and lived a couple years in Minneapolis, MN where he met his wife Karen. Brady and Karen, who moved to the FM area in 2000, have three boys; Sam, Joey, and Will. His three boys swim and he and Karen enjoy volunteering for the Fargo North High Spartan Swim Team and the FM Gators in any capacity they can. He also volunteers at Hope Lutheran Church at their north campus as the 4th/5th grade Hope Kids group leader every Wednesday. He loves spending time with his wire and enjoys frisbee golf and mountain biking with his boys. In whatever time is left, he also enjoys a Saturday spend with his smoker - stoking the fire and slow cooking BBQ.

Ryan Botner


(701) 840-1097

Ryan’s passion is to learn everything he can about each client and gain a thorough understanding of their situations, needs and goals. His in-depth knowledge, along with his years of experience in financial services enables him to help his clients make informed decisions about their financial futures. It’s important to Ryan to maintain strong relationships with his clients so they can look to him to for advice throughout their lives. A graduate of Valley City State University, Ryan is active in his local community with Kiwanis and Business Networking International, and enjoys spending time at home with his family; wife Amanda and sons Will and Sebastian and baby Lucy.
Ryan’s passion is to learn everything he can about each client.

Kara Kluvers

Chief Operations Officer for Ryan Botner

(701) 306-4867

Kara is inspired by any opportunity to enrich the lives of others. Growing up as a girl in a small North Dakota town, she learned the real meaning of hard work as well as the virtues of possessing strong values, standing tall and expressing kindness. Now as the Director or Client Relations for Ryan Botner, Kara promotes a relationship of trust with their clients. She first gets to know them by listening to their future aspirations. From those conversations, she works with the team to create a plan to help clients achieve their goals and serves to support them throughout the process. Family and community are also very important to Kara. She loves being a mother to her son, Zachary, and can regularly be found at the baseball diamond with him. She enjoys quality time with friends and family as well as the outdoors, travel, sports, biking and yard work. A graduate of North Dakota State University, Kara remains active in her community with Business Networking International and youth activities at her church.

Sahar Amedy

Relationship Manager for Ryan Botner

(218) 329-0298

Sahar is originally from Kurdistan, but grew up in Moorhead. While attending Moorhead State Technical College, she worked at a bank for five years and got an understanding of the financial industry. She currently resides in Fargo and enjoys spending time with her family and friends. You can find her outside enjoying the sunshine at the lake, going hiking and camping, going to live bands, and shopping at Costco for fun